The program adds a personalized “manage it for me” investment option for retirement plan participants.
LDI-MAP (d.b.a. iJoin), a leader in retirement plan technologies and Fingage Advisors, a digital RIA focused on participant-level, personalized retirement solutions, today announced a technology integration that makes Fingage’s Advisor Managed Account (AMA) solution available on the iJoin platform.
Fingage delivers an innovative retirement investment solution based on an institutional investment approach unlike other digital managed account solutions in the market today. By using a pension-like objective investing approach, Fingage offers 401(k) investors personalized portfolios and glide paths without subjective single factor appraisal, risk questionnaires or fund of funds’ portfolios. The company believes this is a critical differentiator and improvement over “one size fits all” target date funds.
“Instead of depending on individual investors to select the risk level of their retirement accounts, we determine the optimal dynamic asset allocation strategy based on their specific financial situation and retirement needs,” said Samer Habl, CEO of Fingage Advisors. “iJoin and Fingage understand the necessity for personalized participant-level retirement solutions that maximize retirement readiness and improve the investment experience. And we’re delivering a solution that leverages an advisor-managed investment lineup.”
Steve McCoy, iJoin’s CEO further explained: “iJoin’s approach to projecting an investor’s retirement income needs is built on well-grounded liability driven investment principles derived from decades of pension plan funding. This core alignment with Fingage’s AMA methodology makes for a powerful and well differentiated offering at a fraction of the overall cost of competitive offerings.”
Through more than 40 Retirement plan recordkeepers and their advisor partners, iJoin presents highly personalized enrollment, engagement and education experiences tailored to the individual needs and goals of each user. The availability of managed account programs like Fingage’s creates an opportunity for retirement plan partners to offer plan sponsors and participants a flexible and easy “manage it for me” investment management option.
About Fingage Advisors LLC
Fingage Advisors is a digital SEC-registered RIA headquartered in San Francisco, CA. Fingage’s proprietary asset allocation approach creates personalized portfolios and optimized retirement investing strategies to help investors reach retirement readiness. To learn more, visit www.fingage.com.
Past Performance is no guarantee of future results. Investments are subject to risk, and any of Fingage’s investment strategies may lose money. No party makes any representation or warranty, express or implied, regarding the advisability of investing in Fingage’s managed accounts.
About LDI-MAP, LLC (dba iJoin)
The iJoin team is committed to personalizing retirement success™ and making it easy for millions of savers to get on a path to better retirement outcomes. As a financial technology partner to the retirement plan industry, iJoin’s goal-based retirement plan experience helps people immediately understand their retirement funding need and encourages action to get on track. iJoin supports financial advisors and recordkeepers with actionable data and tools to more effectively engage both employers and their employees. LDI-MAP (d.b.a. iJoin) is a registered investment advisor with the State of Arizona – 14646 N. Kierland Boulevard, Suite 125 Scottsdale, AZ 85254. Learn more about iJoin. Please contact us here.